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Klover – Instant Cash Advance
Klover – Instant Cash Advance
Your payday can’t come soon enough! That’s where we come in.
You can get a Klover cash advance up to $250 cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.*
HOW TO GET YOUR FIRST ADVANCE:
Enter your name, email and phone to sign up in seconds
Connect your bank so we know where to send your money
Pocket your cash in minutes –– get up to $200
But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie:
SCORE EASY POINTS**
Earn points for things like taking surveys and watching ads. You can then cash them out for a bigger advance or to enter our daily sweepstakes.
BUDGET LIKE A BOSS
Level up your money game with Klover+ innovative budgeting tools. Create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets.
MONEY FROM THE FUTURE
It’s not sci-fi, it’s borrowing from yourself. Ditch the banks with high fees or your friends with high horses. Get a cash advance through the Klover app with no credit checks, late fees or interest charges. Legit zero-zero.
_________________________________________________
WHY WE’RE HERE
We’re not your typical financial Institution. Our biggest goal is to see you financially free.
So, we’ll never charge you annoyingly high fees. Instead, we can give you a swiss army knife of money tools, plus immediate cash advances by leveraging your most valuable asset -– your data.
By transparently leveraging your approved data, we can provide low to no fees financial products and services to save you time and money.
YOUR DATA IS SAFE WITH US
Your data is always anonymized (we’ll never know who you are) and securely stored using 256-bit encryption (we’re talking military-grade, bank-level technology here). When you opt-in to our Truth in Data agreement, you’ll unlock all the Klover app perks –– like cash advances, budgeting tools, sweepstakes –– without any credit checks, late fees or interest charges. Nothing. Nada. Zilch.
STAY IN TOUCH
Got a question? Reach out to us at [email protected]
*Not all users will qualify. Advances range from $25 – $250, avg advances $93. Express transfer fees may apply.
**LEGAL DISCLOSURE:
Klover does not offer loans. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. By validating your employment you can access money you’ve already earned whenever you want to. Klover’s advance service is free and doesn’t have interest. Our APR is 0%. Klover’s advance service does not require a minimum repayment time frame. Klover’s advance service does not require a maximum repayment time frame. For example, if you request an advance of $100 your future repayment is $100. Example 2: If you select a completely optional immediate delivery fee of $8.49 your future repayment would be $108.49. Klover’s advance service is not a contracted obligation to repay a loan. For more information please see Klover’s terms and conditions: https://www.klover.app/terms-and-conditions.
***Points cannot be redeemed for cash, only in-app features
Klover’s Privacy Policy: https://www.klover.app/privacy-policy
Klover Holdings, Inc.
57 W Grand Ave
Chicago, IL 60035
Klover – Instant Cash Advance
Package ID
com.klovercredit.android_app
Version
10872
Developer
Klover Holdings
Category
Finance
Store Rank
42
App Store Link
View in Google PlayDeveloper Privacy Policy
Privacy PolicyObservations Summary:
Permissions Observations
DETECTEDPermissions defined by Apple and Google as dangerous have been observed.
Observed During Analysis
- Allows an app to access approximate location.
- Allows applications to access information about networks.
- + 14 more
- Allows applications to access information about Wi-Fi networks.
- Allows applications to connect to paired bluetooth devices.
- Required to be able to access the camera device.
- Allows applications to change network connectivity state.
- Allows a regular application to use Service.startForeground.
- Allows applications to open network sockets.
- Allows applications to perform I/O operations over NFC.
- Allows an application to collect component usage statistics
- Allows an app to post notifications
- Allows an application to receive the Intent.ACTION_BOOT_COMPLETED that is broadcast after the system finishes booting.
- Allows an app to use device supported biometric modalities.
- This constant was deprecated in API level 28. Applications should request USE_BIOMETRIC instead
- Allows access to the vibrator.
- Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.
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Why Permissions Matter
If not managed properly, dangerous permissions can permit malicious access to sensitive data, and device features.
Sensitive Data Collection and Sharing Observations
SENSITIVE INFO FOUNDThis app collects, stores, or shares information that is often designated as sensitive and private.
Observed During Analysis
- Build Fingerprint
- See Your App’s Risk Profile
Why Data Collection and Sharing Matters
If not managed properly private data can expose enterprises, customers, employees and partners to breach and compliance violations.
AI Observations
DETECTEDThis app uses artificial intelligence and may introduce risks including loss of IP, privacy concerns, or other unintended consequences.
Observed During Analysis
- ML Kit
- LiteRT model
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Why AI Matters
AI features can process sensitive data in unexpected ways, potentially exposing proprietary information or creating liability.
Network Connections Observations
DETECTEDNetwork analysis has detected communication with external servers and data transfer patterns.
Observed During Analysis
Connected Hostname:
- amazon.com
- cloudflare.com
- + 2 more
- fastly.com
- google.com
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Server Locations:
- Ashburn, Virginia, US
- Chicago, Illinois, US
- + 6 more
- Columbus, Ohio, US
- Frankfurt am Main, Hessen, DE
- Kansas City, Missouri, US
- Mountain View, California, US
- San Francisco, California, US
- Seattle, Washington, US
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Why Network Connections Matter
Uncontrolled communication with external servers by an employee-used app could expose sensitive business data to unauthorized third parties. This unauthorized access can lead to data breaches, regulatory non-compliance, and damage to your business's reputation and financial standing.
Privacy Declarations Observations
NOT DETECTEDThis test did not detect a discrepancy, indicating all required declarations are disclosed.
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Why Privacy Declarations Matter
Declarations matter because they provide transparency on how apps collect and use sensitive data. iOS requires Privacy Manifest declarations, while Android requires Data Safety disclosures and manifest permissions.
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