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Zip – Buy Now, Pay Later
Zip – Buy Now, Pay Later
Zip gives savvy shoppers more freedom and flexibility with our buy now, pay later platform. It’s a smarter way to stretch your funds.
SPLIT ANY PURCHASE IN 4².
Shop your favorite brands and pay with your linked account in 4 installments over 6 weeks²…Get approved instantly, with no application forms or hassle³.
PAY LATER WITH ZIP WHERE YOU WANT¹, ONLINE OR IN-STORE
Install our app and use Zip pretty much anywhere¹, you shop—whether online or in-store. Add Zip to your Apple Wallet or Google Pay for easy access.
THE SMART ALTERNATIVE TO CREDIT CARDS
No hard credit checks, and no impact on your credit score—ever. We’ll let you know when installments are due so you’re on top of every payment.
HOW DO I USE ZIP?
1. Install the app and sign up to start shopping³.
2. Search for anything you wish to purchase
3. Enter the amount you’d like to spend (including any taxes or shipping costs!).
4. Your purchase will be split into 4 easy installments over 6 weeks². Easily track your spending, view transaction history, and manage open payments in the app.
5. Update or change your account details, including payment method, any time.
6. Get answers to frequently asked questions and contact our support team directly from the app.
CONNECT WITH US
For daily style tips, lifestyle hacks, and up-and-coming brands you’ll love, follow us on Instagram.
http://instagram.com/zip.us
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Loans through the Zip app are originated by WebBank, except for Zip originated loans in CO, NV, MA and MD.
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¹Zip can only be used for US purchases. Certain merchant, product, goods, and service restrictions apply.
²For a $335 purchase, you’d make four $85.25 payments every two weeks starting today for a 31.11% annual percentage rate and a total of payments of $341. A $6 installment fee is charged at commencement – you pay $1.50 of this fee as a prepaid finance charge when you make your initial payment today. The remaining $4.50 is included in your future payments. Minimum purchase of $35 required. Estimation of installment payment and annual percentage rate excludes potential tax and shipping costs. Installment fees are $4 for purchases from $35 to $99.99, $5 for purchases from $100 to $199.99, and $6 for purchases $200 and above. Zip Pay Anywhere financing through Zip issued by WebBank, except for Zip originated loans in CO, NV, MA, and MD. All loans subject to credit approval.
³Eligibility criteria apply. See payment terms: https://zip.co/us/quadpay-terms-of-service. Loans to California residents, other than loans through the Zip App and Zip Card, are made or arranged pursuant to California Lenders Law license.
Zip – Buy Now, Pay Later
Package ID
com.quadpay.mobile-app
Version
1.233.2
Developer
Zip Co US, Inc.
Category
Shopping
Store Rank
39
App Store Link
View in App StoreDeveloper Privacy Policy
Privacy PolicyObservations Summary:
Privacy Declarations Observations
DISCREPANCY DETECTEDA discrepancy in the declarations was observed, indicating there are conflicts or omissions in the app or component declarations.
Observed During Analysis
- Missing iOS Privacy Manifest
- Missing Accessed API Types Declaration
- + 1 more
- See Your App’s Risk Profile
Why Privacy Declarations Matter
Declarations matter because they provide transparency on how apps collect and use sensitive data. iOS requires Privacy Manifest declarations, while Android requires Data Safety disclosures and manifest permissions.
Sensitive Data Collection and Sharing Observations
SENSITIVE INFO FOUNDThis app collects, stores, or shares information that is often designated as sensitive and private.
Observed During Analysis
- Advertiser Identifier (ADID)
- Identifier for Vendor (IDFV)
- See Your App’s Risk Profile
Why Data Collection and Sharing Matters
If not managed properly private data can expose enterprises, customers, employees and partners to breach and compliance violations.
Network Connections Observations
DETECTEDNetwork analysis has detected communication with external servers and data transfer patterns.
Observed During Analysis
Connected Hostname:
- adjust.com
- akamai.com
- + 5 more
Server Locations:
- Ashburn, Virginia, US
- Berlin, Berlin, DE
- + 9 more
- See Your App’s Risk Profile
Why Network Connections Matter
Uncontrolled communication with external servers by an employee-used app could expose sensitive business data to unauthorized third parties. This unauthorized access can lead to data breaches, regulatory non-compliance, and damage to your business's reputation and financial standing.
AI Observations
NONE DETECTEDNone detected. Further analysis recommended.
- See Your App’s Risk Profile
Why AI Matters
AI features can process sensitive data in unexpected ways, potentially exposing proprietary information or creating liability.
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