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Perpay – Shop and Build Credit
Perpay – Shop and Build Credit
Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more: https://prpy.co/b-corp
Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.
SHOP THE PERPAY MARKETPLACE
Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.
BUILD CREDIT WITH PERPAY+
Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop.
APPLY FOR THE PERPAY CREDIT CARD
Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee².
The Perpay Credit Card is issued by Celtic Bank.
Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more: https://prpy.co/b-corp
¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau.
²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement: https://perpay.com/legal/credit-card-agreement
³See our Rewards Agreement for more details on the Perpay Credit Card rewards program: https://perpay.com/legal/credit-card-rewards-program
2400 Market Street, Suite 300, Philadelphia, PA. 19103
Perpay – Shop and Build Credit
Package ID
com.perpay.mobile
Version
3.4.1
Developer
Perpay, Inc.
Category
Finance
Store Rank
34
App Store Link
View in App StoreDeveloper Privacy Policy
Privacy PolicyObservations Summary:
Permissions Observations
DETECTEDPermissions defined by Apple and Google as dangerous have been observed.
Observed During Analysis
- The app is requesting access to the device’s camera.
- The app is requesting the ability to authenticate with Face ID.
- + 3 more
- The app is requesting access to the device’s microphone.
- The app is requesting add-only access to the user’s photo library.
- The app is requesting access to the user’s photo library.
- show less
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Why Permissions Matter
If not managed properly, dangerous permissions can permit malicious access to sensitive data, and device features.
Privacy Declarations Observations
DISCREPANCY DETECTEDA discrepancy in the declarations was observed, indicating there are conflicts or omissions in the app or component declarations.
Observed During Analysis
- Missing iOS Privacy Manifest
- Missing Accessed API Types Declaration
- + 1 more
- Missing Privacy Tracking Declaration
- show less
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Why Privacy Declarations Matter
Declarations matter because they provide transparency on how apps collect and use sensitive data. iOS requires Privacy Manifest declarations, while Android requires Data Safety disclosures and manifest permissions.
Sensitive Data Collection and Sharing Observations
SENSITIVE INFO FOUNDThis app collects, stores, or shares information that is often designated as sensitive and private.
Observed During Analysis
- Identifier for Vendor (IDFV)
- See Your App’s Risk Profile
Why Data Collection and Sharing Matters
If not managed properly private data can expose enterprises, customers, employees and partners to breach and compliance violations.
Network Connections Observations
DETECTEDNetwork analysis has detected communication with external servers and data transfer patterns.
Observed During Analysis
Connected Hostname:
- amazon.com
- google.com
Server Locations:
- Dulles, Virginia, US
- Kansas City, Missouri, US
- + 3 more
- Mountain View, California, US
- Portland, Oregon, US
- Seattle, Washington, US
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Why Network Connections Matter
Uncontrolled communication with external servers by an employee-used app could expose sensitive business data to unauthorized third parties. This unauthorized access can lead to data breaches, regulatory non-compliance, and damage to your business's reputation and financial standing.
AI Observations
NONE DETECTEDNone detected. Further analysis recommended.
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Why AI Matters
AI features can process sensitive data in unexpected ways, potentially exposing proprietary information or creating liability.
NowSecure provides detailed risk assessments for millions of mobile apps. We Can Help Secure Your App.
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