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MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Make better money decisions with MoneyLion. Access mobile banking, personal finance resources, personal loans, fast cash advance options & cashback rewards for extra money when you need it.
MONEYLION GAMES
Play games for fun & earn real money. Earn up to $50 cashback per game with even more opportunities to earn daily. Rewards are subject to terms & conditions.
BANKING WITH ROARMONEY
Get paid up to 2 days early² with RoarMoney℠ direct deposit. Open a RoarMoney banking account & invest your extra cash with Round Ups³. Unlock cash advances up to $1000¹ with qualifying recurring direct deposits!
CASHBACK & REWARDS- MONEYLION WOW⁷
Get cash back & earn rewards on big financial decisions or everyday spending. Protect yourself with exclusive benefits like cell phone insurance, travel protection, & more.
CASH ADVANCES UP TO $500¹
Access up to $500 of your paycheck, any day with InstacashⓇ cash advances. Get money in minutes with no interest, no mandatory fees, & no credit check.
FAST LOAN OFFERS⁵
Get personal loan offers from partners on the MoneyLion Marketplace. Compare personal loan offers, small loans, online loans, or savings accounts.
CREDIT BUILDER LOAN⁶
Help boost your credit score with a Credit Builder loan of up to $1000 + exclusive services with a membership.
MoneyLion is not affiliated with other money apps, loan apps, or instant cash advance apps such as Dave, SoFi, Ally Bank, Chime, Self, Varo Bank, Possible Finance, Albert, Klover, Ibotta, Earnin, Empower, Cleo, Brigit, or Kikoff
1 Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date which can range from weekly to monthly depending on your deposit cycle. An Instacash advance is a non-recourse product, not a personal loan, and there is no mandatory minimum or maximum timeframe for repayment; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and http://help.moneylion.com for additional terms, conditions and eligibility requirements.
Increased Instacash limit requires recurring direct deposit into RoarMoney account. Instacash is an optional service offered by MoneyLion. Terms and eligibility requirements apply. See Instacash Terms and Conditions for more information.
2 With direct deposit. Faster access to funds is based on comparison of a paper check versus electronic Direct Deposit.
3 Round Ups is subject to terms and conditions. This optional service is offered by MoneyLion. You may be required to have certain MoneyLion accounts to use this feature.
5 MoneyLion displays personal loans in our marketplace with repayment terms from 12 months to 84 months and APR ranges from 5.99% to 35.99%. For example, if you receive a $10,000 loan with a 60-month term and a 16.21% APR, your required monthly payment would be $244.30 ($135.09 Principal + $109.21 Interest). Assuming all 60 payments are made on time, the total amount paid would be $14,657.87. All loan offers on the MoneyLion marketplace require your application and approval by the lender. Depending on the lender, other fees may apply, such as origination fees or late payment fees. See lender’s terms and conditions for additional details. You may not qualify for the lowest rates or the highest offer amounts or may not qualify for a loan at all.
6 Credit Builder loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. NMLS 1237506
249 W 17th St, 4th Fl, New York, NY 10011
MoneyLion: Banking & Cash Back
Package ID
com.MoneyLion.MoneyLion
Version
7.135.0
Developer
MoneyLion
Category
Finance
Store Rank
36
App Store Link
View in App StoreDeveloper Privacy Policy
Privacy PolicyObservations Summary:
Privacy Declarations Observations
DISCREPANCY DETECTEDA discrepancy in the declarations was observed, indicating there are conflicts or omissions in the app or component declarations.
Observed During Analysis
- Missing iOS Privacy Manifest
- Missing Accessed API Types Declaration
- + 1 more
- See Your App’s Risk Profile
Why Privacy Declarations Matter
Declarations matter because they provide transparency on how apps collect and use sensitive data. iOS requires Privacy Manifest declarations, while Android requires Data Safety disclosures and manifest permissions.
Sensitive Data Collection and Sharing Observations
SENSITIVE INFO FOUNDThis app collects, stores, or shares information that is often designated as sensitive and private.
Observed During Analysis
- Advertiser Identifier (ADID)
- Identifier for Vendor (IDFV)
- See Your App’s Risk Profile
Why Data Collection and Sharing Matters
If not managed properly private data can expose enterprises, customers, employees and partners to breach and compliance violations.
AI Observations
DETECTEDThis app uses artificial intelligence and may introduce risks including loss of IP, privacy concerns, or other unintended consequences.
Observed During Analysis
- OpenCV (Open Source Computer Vision Library)
- See Your App’s Risk Profile
Why AI Matters
AI features can process sensitive data in unexpected ways, potentially exposing proprietary information or creating liability.
Network Connections Observations
DETECTEDNetwork analysis has detected communication with external servers and data transfer patterns.
Observed During Analysis
Connected Hostname:
- amazon.com
- facebook.com
- + 2 more
Server Locations:
- Ashburn, Virginia, US
- Chicago, Illinois, US
- + 7 more
- See Your App’s Risk Profile
Why Network Connections Matter
Uncontrolled communication with external servers by an employee-used app could expose sensitive business data to unauthorized third parties. This unauthorized access can lead to data breaches, regulatory non-compliance, and damage to your business's reputation and financial standing.
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