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Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff is the smartest way to build credit fast.
Starting under 600? You could jump 25 points your first month.*
Pick a plan, starting at just $5 a month.†
Make your first payment – and Kikoff starts reporting to Equifax, Experian, and TransUnion – which can result in a serious credit glow up.
Kikoff works by giving you access to a specialized credit line‡ – designed exclusively to help build your credit. Kikoff uses your monthly payments to strengthen key credit factors – like payment history and utilization – that can determine over half of your credit health.
Kikoff’s Premium and Ultimate plans can unlock even more features like Rent Reporting (building credit with the rent you already pay), identity theft insurance (up to $1 million), and higher tradelines (up to $3500)‡.
Best of all? No credit checks, no interest, and no hidden fees.
Kikoff is the #1 credit builder on the App Store§ for a reason. After all – it’s helped over a million people win at credit.
Get started today.
*Average first-month credit score impact of +25 points (VantageScore 3.0) between Jan-2024 & Nov-2024 for Kikoff Credit Account users who started with a score below 600; who purchased at least one item with Credit Account; and who paid one on-time in their first month. Late payments may negatively impact your credit score. Individual results may vary.
†Kikoff Credit Service starts at $5/mo for 12 mos.
‡Subject to approval. Reported tradeline intended for financing the purchase of Kikoff products & services (like your monthly Kikoff plan).
§Based on Oct 2024 App Store ranking of credit builders in the “Finance” chart.
Kikoff Inc. PO Box 40070, Reno, NV 89504
Kikoff Inc. is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. The Kikoff Mastercard® is issued by Coastal Community Bank pursuant to a license by Mastercard International Incorporated.
Kikoff – Build Credit Quickly
Package ID
com.kikoff
Version
1.137.2232
Developer
Kikoff Inc.
Category
Finance
Store Rank
56
App Store Link
View in App StoreDeveloper Privacy Policy
Privacy PolicyObservations Summary:
Privacy Declarations Observations
DISCREPANCY DETECTEDA discrepancy in the declarations was observed, indicating there are conflicts or omissions in the app or component declarations.
Observed During Analysis
- Missing iOS Privacy Manifest
- Missing Accessed API Types Declaration
- + 1 more
- See Your App’s Risk Profile
Why Privacy Declarations Matter
Declarations matter because they provide transparency on how apps collect and use sensitive data. iOS requires Privacy Manifest declarations, while Android requires Data Safety disclosures and manifest permissions.
Sensitive Data Collection and Sharing Observations
SENSITIVE INFO FOUNDThis app collects, stores, or shares information that is often designated as sensitive and private.
Observed During Analysis
- Advertiser Identifier (ADID)
- Identifier for Vendor (IDFV)
- See Your App’s Risk Profile
Why Data Collection and Sharing Matters
If not managed properly private data can expose enterprises, customers, employees and partners to breach and compliance violations.
Network Connections Observations
DETECTEDNetwork analysis has detected communication with external servers and data transfer patterns.
Observed During Analysis
Connected Hostname:
- amazon.com
- apple.com
- + 2 more
Server Locations:
- Ashburn, Virginia, US
- Boardman, Oregon, US
- + 11 more
- See Your App’s Risk Profile
Why Network Connections Matter
Uncontrolled communication with external servers by an employee-used app could expose sensitive business data to unauthorized third parties. This unauthorized access can lead to data breaches, regulatory non-compliance, and damage to your business's reputation and financial standing.
AI Observations
NONE DETECTEDNone detected. Further analysis recommended.
- See Your App’s Risk Profile
Why AI Matters
AI features can process sensitive data in unexpected ways, potentially exposing proprietary information or creating liability.
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