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Albert: Budgeting and Banking
Albert: Budgeting and Banking
THE ALL-IN-ONE MONEY APP
Budget, save, spend, and invest. All in one incredibly powerful app. Get 24/7 identity monitoring, earn on your savings, and ask our finance experts anything. Subscription required. Try 30 days before you’re charged.
ONLINE BANKING
Get paid up to 2 days early with direct deposit. Earn cash back at select stores. Albert is not a bank. See more below.
BUDGETING AND PERSONAL FINANCE MANAGEMENT
Get a monthly budget, track expenses, and customize your spending plan. See all your accounts in one place and track recurring bills. We’ll help find subscriptions you don’t use and negotiate to lower your bills.
AUTOMATIC SAVING AND INVESTING
Smart money automatically transfers money to help you save and invest. Open a high yield savings account to earn competitive Annual Percentage Yield (APY) on your deposits, over 9x the national average. Invest in stocks, ETFs, and managed portfolios. See more below.
PROTECT YOUR MONEY
24/7 monitoring on your accounts, credit, and identity. Get real-time alerts when we detect potential fraud. Plus, track your credit score.
DISCLOSURES
Albert is not a bank. Banking services provided by Sutton Bank and Stride Bank, Members FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank and Stride Bank, pursuant to a license by Mastercard. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds in Albert Cash are held in a pooled account at Sutton Bank and Stride Bank. Funds in Savings accounts are held at Wells Fargo, N.A. Cash and Savings account funds are eligible for up to $250,000 in FDIC insurance on a pass-through basis. Your FDIC insurance is subject to specific conditions being satisfied.
Albert plans range from $14.99 to $39.99. Auto-renews until canceled or your Albert account is closed. Cancel in the app. See Terms of Use for details.
Instant Advances are available to you at Albert’s discretion. Limits range from $25-$1,000, subject to eligibility. Not all customers will qualify and few qualify for $1,000. Transfer fees may apply.
Instant Loans are issued by FinWise Bank, Member FDIC, or Albert, under licenses in Utah and Florida. Loans start at $1,000, and are subject to eligibility and credit review. Terms apply.
Early access to direct deposit funds may vary depending on payer’s deposit timing.
Cash back rewards subject to Terms of Use.
For High Yield Savings accounts, interest rates are variable and subject to change at any time. These rates are current as of 8/7/25. There is no minimum balance requirement. Genius is required to access High Yield Savings. Fees to use Albert may reduce the earnings on your account.
Brokerage services provided by Albert Securities, member FINRA/SIPC. Investment advisory services provided by Albert Investments. Investing accounts are not FDIC insured or bank guaranteed. Investing involves the risk of loss. More info at albrt.co/disclosures.
Credit score calculated on the VantageScore 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and is not used by all lenders, so don't be surprised if your lender uses a score that's different from your VantageScore 3.0.
The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits at albrt.co/id-ins.
Address: 440 N Barranca Ave #3801, Covina, CA 91723
No customer support available at this address. Visit www.albert.com for help.
Not affiliated with personal finance budget apps such as Rocket Money, Monarch Money, Copilot or Nerdwallet.
Albert: Budgeting and Banking
Package ID
com.meetalbert
Version
900870
Developer
Albert - Budgeting & Banking
Category
Finance
Store Rank
47
App Store Link
View in Google PlayDeveloper Privacy Policy
Privacy PolicyObservations Summary:
Permissions Observations
DETECTEDPermissions defined by Apple and Google as dangerous have been observed.
Observed During Analysis
- Allows an app to access approximate location.
- Allows an app to access precise location.
- + 17 more
- Allows applications to access information about networks.
- Allows applications to access information about Wi-Fi networks.
- Required to be able to access the camera device.
- Allows applications to change network connectivity state.
- Allows a regular application to use Service.startForeground.
- Allows applications to open network sockets.
- Allows an app to post notifications
- Allows an application to read the user's contacts data.
- Allows an application to read from external storage.
- Allows an application to receive the Intent.ACTION_BOOT_COMPLETED that is broadcast after the system finishes booting.
- Allows an application to record audio.
- Allows an app to use device supported biometric modalities.
- This constant was deprecated in API level 28. Applications should request USE_BIOMETRIC instead
- Allows access to the vibrator.
- Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.
- Allows an application to write the user's contacts data.
- Allows an application to write to external storage.
- show less
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Why Permissions Matter
If not managed properly, dangerous permissions can permit malicious access to sensitive data, and device features.
Sensitive Data Collection and Sharing Observations
SENSITIVE INFO FOUNDThis app collects, stores, or shares information that is often designated as sensitive and private.
Observed During Analysis
- Build Fingerprint
- WiFi IP Address
- See Your App’s Risk Profile
Why Data Collection and Sharing Matters
If not managed properly private data can expose enterprises, customers, employees and partners to breach and compliance violations.
AI Observations
DETECTEDThis app uses artificial intelligence and may introduce risks including loss of IP, privacy concerns, or other unintended consequences.
Observed During Analysis
- ML Kit
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Why AI Matters
AI features can process sensitive data in unexpected ways, potentially exposing proprietary information or creating liability.
Network Connections Observations
DETECTEDNetwork analysis has detected communication with external servers and data transfer patterns.
Observed During Analysis
Connected Hostname:
- adjust.com
- amazon.com
- + 4 more
- facebook.com
- google.com
- newrelic.com
- softlayer.com
- show less
Server Locations:
- Amsterdam, Noord-Holland, NL
- Berlin, Berlin, DE
- + 7 more
- Boardman, Oregon, US
- Chicago, Illinois, US
- Kansas City, Missouri, US
- Mountain View, California, US
- San Francisco, California, US
- Seattle, Washington, US
- Toronto, Ontario, CA
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Why Network Connections Matter
Uncontrolled communication with external servers by an employee-used app could expose sensitive business data to unauthorized third parties. This unauthorized access can lead to data breaches, regulatory non-compliance, and damage to your business's reputation and financial standing.
Privacy Declarations Observations
NOT DETECTEDThis test did not detect a discrepancy, indicating all required declarations are disclosed.
- See Your App’s Risk Profile
Why Privacy Declarations Matter
Declarations matter because they provide transparency on how apps collect and use sensitive data. iOS requires Privacy Manifest declarations, while Android requires Data Safety disclosures and manifest permissions.
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