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Tilt (formerly Empower)
Tilt (formerly Empower)
Tilt is a better way to access money — helping more people get cash and credit by looking at real-time income and spending, not just credit scores, to see their potential.
Find your match: Tilt Cash Advance, Line of Credit, and Credit Cards are designed to recognize your readiness for cash and credit today and even higher limits tomorrow.
— 5M+ customers
— $1B+ extended
— 450K+ ★★★★★ reviews
UP TO $400 DEPOSITED TO YOUR BANK ACCOUNT*
Tilt Cash Advance
— $10–$400 instantly
Instant delivery is optional. Fees may apply.
— No credit checks to qualify
— No interest or late fees
FOR FLEXIBLE SPENDING AND CREDIT BUILDING1
Tilt Credit Cards are issued by WebBank
— No credit score or security deposit required
— Earn cash back rewards (Terms apply)
— Automatic consideration for limit increases (Terms apply)
UP TO $1,000 AVAILABLE WHEN YOU NEED IT‡
Tilt Line of Credit provided by FinWise Bank
— Start with $200–$400, grow with on-time payments^
— All credit scores welcome
— Flexible repayment plans to keep you in control
KEEP TABS ON YOUR CREDIT SCORE
— Credit Score Monitoring
— Check up on your score in the app
— Get tips for better building
BUILD YOUR SAVINGS HANDS-FREE
Automatic Savings†
— Set your savings goal by week or pay period
— Tilt AI will move aside money as your budget allows
Your data, secured: Tilt protects your information with bank-level encryption. Your login details are never stored, and we only use regulated providers trusted by major financial institutions.
Here when you need us: Connect with Tilt Support at [email protected] 8 am–6 pm ET M–F, message our chatbot anytime in the app, or browse our FAQs on tilt.com for quick solutions. You’ve got questions. We’ve got you.
______
Not affiliated with Empower Annuity Insurance Company of America (www.empower.com).
Tilt is a financial technology company, not a bank.
Tilt offers a 14-day trial for first-time customers followed by an auto-recurring $8/month subscription fee. Cancel anytime.
By downloading/using the app you agree to our Privacy Policy (https://tilt.com/privacy).
*Not everyone will qualify. Offers range from $10-$400 and can go up with on-time payments. In June 2025, the average offer was $100 for first-time customers; $174 for all others. Instant delivery is optional-see fees in Tilt's Terms.
1Subject to credit approval. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting.
‡Subject to credit approval. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. Instant delivery is optional, and fees may apply.
^Eligibility requirements apply. Not everyone will qualify for a credit limit increase. If you fail to pay at least your minimum payment by the due date you will not be considered for a credit limit increase and your credit limit may be decreased.
†If you sign up for Automatic Savings, you are required to open a deposit account in your name through nbkc bank, Member FDIC. Any balances you hold with nbkc bank, including but not limited to those balances held in Tilt accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. Tilt is not FDIC-insured. FDIC insurance only covers the failure of an insured bank.
Tilt Finance, Inc.
9169 W State St #499
Garden City, ID 83714
Tilt (formerly Empower)
Package ID
finance.empower
Version
1808
Developer
Tilt Finance
Category
Finance
Store Rank
19
App Store Link
View in Google PlayDeveloper Privacy Policy
Privacy PolicyObservations Summary:
Permissions Observations
DETECTEDPermissions defined by Apple and Google as dangerous have been observed.
Observed During Analysis
- Allows an app to access approximate location.
- Allows an app to access precise location.
- + 14 more
- Allows applications to access information about networks.
- Allows applications to access information about Wi-Fi networks.
- Required to be able to access the camera device.
- Allows applications to change network connectivity state.
- Allows a regular application to use Service.startForeground.
- Allows applications to open network sockets.
- Allows an app to post notifications
- Allows an application to read the user's contacts data.
- Allows read only access to phone state, including the current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.
- Allows an application to receive the Intent.ACTION_BOOT_COMPLETED that is broadcast after the system finishes booting.
- Allows an application to record audio.
- Allows an app to use device supported biometric modalities.
- This constant was deprecated in API level 28. Applications should request USE_BIOMETRIC instead
- Allows using PowerManager WakeLocks to keep processor from sleeping or screen from dimming.
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Why Permissions Matter
If not managed properly, dangerous permissions can permit malicious access to sensitive data, and device features.
AI Observations
DETECTEDThis app uses artificial intelligence and may introduce risks including loss of IP, privacy concerns, or other unintended consequences.
Observed During Analysis
- ML Kit
- LiteRT model
- + 2 more
- OpenCV (Open Source Computer Vision Library)
- Lite Runtime (formerly TensorFlow Lite)
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Why AI Matters
AI features can process sensitive data in unexpected ways, potentially exposing proprietary information or creating liability.
Privacy Declarations Observations
NOT DETECTEDThis test did not detect a discrepancy, indicating all required declarations are disclosed.
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Why Privacy Declarations Matter
Declarations matter because they provide transparency on how apps collect and use sensitive data. iOS requires Privacy Manifest declarations, while Android requires Data Safety disclosures and manifest permissions.
Sensitive Data Collection and Sharing Observations
NONE DETECTEDNone detected. Further analysis recommended.
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Why Data Collection and Sharing Matters
If not managed properly private data can expose enterprises, customers, employees and partners to breach and compliance violations.
Network Connections Observations
NONE DETECTEDNone detected. Further analysis recommended.
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Why Network Connections Matter
Uncontrolled communication with external servers by an employee-used app could expose sensitive business data to unauthorized third parties. This unauthorized access can lead to data breaches, regulatory non-compliance, and damage to your business's reputation and financial standing.
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